About us

We are an independent comparison site for consumer financial products. We cover four categories — personal loans, credit cards and banking, trading and crypto platforms, and insurance and investing — across seven markets in Southeast and South Asia, plus an English edition for everyone else.

What we actually do

We collect the published terms of providers that are licensed to operate in each market, put them side by side in a format you can scan in under a minute, and explain the parts that are easy to misread. That is the whole product.

We do not take applications. We do not hold your money. We do not decide whether you are approved. When you find something you like, you leave our site and deal directly with the provider, under their contract and their privacy policy.

How we pay for it

Some of the providers listed here pay us a commission when a reader opens an account with them. That is our only revenue. It is disclosed next to every commercial link, and it does not buy a higher position in our tables. Read the full affiliate disclosure for the detail.

The rules we work to

We publish the provider’s own numbers. Rates, limits and terms are taken from what the provider publishes and re-checked on a schedule. If we cannot verify a figure, we leave it out rather than estimate it.

We do not invent reviews. You will not find fabricated customer testimonials or star ratings on this site. If a review section is empty, it is because we do not yet have verified reviews to put in it.

We do not give advice. Nothing here is a personal recommendation. We describe products; whether one suits your circumstances is a judgement only you, or a licensed adviser in your country, can make.

We say when we are wrong. If you spot an error in a published figure, tell us and we will correct it and note the change.

Who this is for

People who want to see the terms before they hand over their personal details — not after. Borrowing costs money, trading carries the risk of loss, and insurance is only worth what its exclusions allow. We would rather you left this site having decided against a product than signed up to one you did not understand.